''Serving the states of Ohio, West Virginia and Kentucky.''
Owner Financing Made Simple
Our mission is to expand access to homeownership by providing homes with in-house financing. We are dedicated to helping families create long-term stability and build wealth while supporting strong, thriving communities.
Owner Financing Made Simple
Our financing program is designed to help buyers from a wide range of financial backgrounds achieve property ownership. Unlike traditional lenders, we do not rely on solely on credit scores. Instead, we evaluate your ability to make consistent payments—making the path to ownership faster, more flexible, and more accessible.
How to Qualify for Owner Financing?
Owner financing is available on many of our residential properties, including single-family homes and townhomes. A down payment is required to begin the process. Approval is based on your income stability and payment capacity—not just your credit score.
The first step in the process is to complete the Pre-Qualification form.
How Do I get Started?
Frequently Asked Questions
Owner financing is imply when the owner of a home is willing to be “the bank” and hold the mortgage for the home. While similar to a bank mortgage, owner financing is more flexible and looks at the finances of an individual in a more holistic fashion.
The first step is to complete the pre-qualification form. If we find that you are suitable candidate, we will have you look at one of our homes. If terms are acceptable to you, we begin the underwriting process which will include credit checks and verification of several items. The goal is to close in 30-45 days.
We do not charge an up-front fee. If you pre-qualify and want to move forward there is a $199 application fee (non-refundable). All other fees and closing cost are covered on our side.
At least a 580 credit score is required to proceed from pre-qualification.
Bankruptcies do not necessarily prohibit you from proceeding with a loan. However, it must be fully discharged and all outstanding issues surrounding the bankruptcy must be cleared. Furthermore, a full explanation of the reasons for the bankruptcy will be required.
Owner financing is available on many of our residential properties, including single-family homes and townhomes. A down payment is required to begin the process. Approval is based on your income stability and payment capacity—not just your credit score.
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